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Payment Protection Insurance - Your Bank Could Owe You a Great Deal of Money
Following a landmark decision in a High Court lenders have been told to deal with nearly a quarter of a million pending complaints. In practice this means that lenders must refund most customers who purchased payment protection insurance.

North Carolina Structured Sentencing Is No Longer Structured
Originally promoted as a way to create a uniform and systematic sentencing scheme, North Carolina's Structured Sentencing system is no longer structured or uniform after years of revisions culminating in 2011 Justice Reinvestment Act. North Carolina now has a criminal sentencing system that is essentially a hybrid.

Remember These Six 'C's When Assisting People in Crisis
People of all walks of life suffer crisis. Crisis generally occurs when one's ability to cope is overcome by emotion. The crisis may be caused by common occurrences: A driver cutting-off another in traffic, for example. The drivers become engaged in an exchange of non-verbal gestures, and the situation escalates to physical violence, Disagreements with a spouse, stressful situations in the workplace, and the inability to honor one's financial commitments are just a few more triggers.

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